09 Th2 PREEMINENT BANK POLICY FOR C2 BUILDING
C2 Building is expected to be a big fish in a little pond in real estate market, everywhere professional real estate investors are calculating and considering the benefits of C2 buildings, wise investors from securities, gold channels flock into real estate market to analyze preeminent bank loan policy for C2 building. The project receives support of Techcombank which has earliest disbursement and liquidity for the investor.
Realizing progressive trend of SOHO apartment building, young entrepreneurs do not need to spend big amount of money to invest in facilities because the apartment can be workplace with perfect utilities compared to SOHO apartments in most modern cities as: London, New York, Manhattan, Singapore…
No need too large area, apartment with area from 37m2 to 61m2 will receive suitable bank support:
1.PREEMINENT BANK LOAN POLICY FOR C2 VINHOMES D’.CAPITALE
PREEMINENT BANK LOAN POLICY FOR SOHO APARTMENT
Only paying 20% value of apartment – 0% interest rate until get handover notice
-Example: C2 apartment xxx: total value 1.4 billion dong
– Initial capital: 280 millions
Only paying 280 millions initially – you can own desired apartment and start your attractive profitability chance with stable income from rental apartment.
2.COMPARE SOHO WITH NORMAL REAL ESTATE PRODUCTS
-For tenant is freelancer, it takes more time to get to workplace
-Not allowed to operate transaction office, register address of purchased flat.
|-Only designed for office function
-Obeyed common regulations of the building as: limited working time, common utilities
-High rental cost with superior office apartment and high service fee
-It takes effort to seek for potential customers in other residential area
|-Combining 2 functions of residential house and office
-Flexible and initiative in working time and daily activities.
-Recognized business registration right in my house by the law
-With small initial capital (20% apartment value) can own apartment and operate profitable business
– Work in surrounding space with potential customers of all profession and apartment’s residents
-Pay apartment service fee much lower than office service fee
– Enjoy perfect living space of the superior apartment in the prime location of the capital.
3.COMPARE PRICE WITH SIMILAR PRODUCTS IN TERM OF RENTAL PURPOSE
COMPARE PRICE WITH SIMILAR PRODUCTS
|Purpose||Rental flat||Rental apartment||Hotel
|Average income/month for area of 35m2||$10.1*35m2
|Average income/year for SOHO 35m2||93,370,000VND||194,040,000VND||900,768,000VND|
|Average income/year for area of 35m2||78,144,000VND||194,040,000VND||900,768,000VND|
(temporary apartment price)
|1,4 billion/apartment + 100 million (furniture cost)|
|Expected time of capital recovery of SOHO||16 years||7.8 years||17 months|
|Conclusion||Optimal option||Occupancy rate conditions/month 100% and meet hotel standards (superior furniture), accompanied service|
For SOHO apartment building, according to Land Decree extracted from Article 126-Land law 2013, the apartment project for living, sale or rent ownership time is 50 years. After 50 years, the tenant still have their ownership and have to pay additional tax for next period. (This seems to be small minus point of C2 project, in C3, C1, C6 project the customer permanently own their property)
For understanding better about strength and weakness of C2 project in comparison with C3 project, please call our dedicated consultants working 24/7 to enquire about each apartment in Vinhomes Tran Duy Hung complex and own the best apartment yourself.